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Credits and Loans

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We offer a variety of lending options from personal loans to credit card services with as gamut of features made possible by modern technology.


Personal Loans

Personal Loans

The Keystone Bank Personal Loan is a short to medium term

The Keystone Bank Personal Loan is a short to medium term loan that gives employees of corporate organizations financial freedom.

Features
  • Access up to N10million subject to employee’s monthly income
  • Pay back within a period of 36 months
  • Competitive interest rate
  • Credit life insurance required
Requirements
  • Duly filled and completed application form
  • Domiciliation of Salary and Allowances
  • Evidence of last pay slips
  • Duly filled Employer’s Letter of Undertaking
  • Duly signed Letter of Set-Off/Lien
  • Positive Credit Checks
  • No history of returned cheques
  • Valid means of identification (Inclusive of Employee’s ID)
  • BVN
  • Passport photograph
Auto loan

Auto loan

This is a long term loan for individuals who desire to

This is a long term loan for individuals who desire to acquire automobiles (brand new vehicles only) of their choice for personal use.

Features
  • Access up to N15million (subject to employee’s monthly income)
  • Pay back within a period of 48 months
  • Minimum equity contribution of 20%
  • Competitive interest rate
  • Credit life insurance
Requirements
  • Duly filled and completed application form
  • Domiciliation of Salary and Allowances
  • Evidence of last pay slips
  • Duly filled Employer’s Letter of Undertaking
  • Duly signed Letter of Set-Off/Lien
  • Positive Credit Checks
  • No history of returned cheques
  • Valid means of identification (Inclusive of Employee’s ID)
  • BVN
  • Passport photograph

Details of Salary Instanta and Home Acquisition Remains the same but should feature last.

Asset Financing Facility

Asset Financing Facility

The facility offers Salary Earners an opportunity to

The facility offers Salary Earners an opportunity to acquire brand new household electrical and electronic assets from the bank’s approved vendors and spread out repayments within a period of 18 months.

Features
  • Access up to N5million (subject to employee’s monthly income)
  • Pay back within a period of 18 months
  • Minimum equity contribution of 20%
  • Competitive interest rate
  • Credit life insurance required
Requirements
  • Duly filled and completed application form
  • Domiciliation of Salary and Allowances
  • Evidence of last pay slips
  • Duly filled Employer’s Letter of Undertaking
  • Duly signed Letter of Set-Off/Lien
  • Positive Credit Checks
  • No history of returned cheques
  • Valid means of identification (Inclusive of Employee’s ID)
  • BVN
  • Passport photograph
Device Financing Facility

Device Financing Facility

This facility offers salary earners the opportunity to own

This facility offers salary earners the opportunity to own brand new phones and other devices from 9mobile. To get started, please visit 9mobile designated outlets or click here to get your proforma Invoice.

Features
  • Access up to N500,000 (subject to employee’s monthly income)
  • Pay back within a period of 12 months
  • Minimum equity contribution of 20%
  • Competitive interest rate
  • Credit life insurance
Requirements
  • Duly filled and completed application form
  • Domiciliation of Salary and Allowances
  • Evidence of last pay slips
  • Duly filled Employer’s Letter of Undertaking
  • Duly signed Letter of Set-Off/Lien
  • Positive Credit Checks
  • No history of returned cheques
  • Valid means of identification (Inclusive of Employee’s ID)
  • BVN
  • Passport photograph