Personal Banking

• Minimum opening balance and operating balance of N500
• Competitive Interest rate.( Terms and Conditions apply)
• Issuance of Verve and MasterCard debit cards
• No restriction on number of withdrawals
• Access to e-banking services e.g. Mobile Banking and Internet Banking on request
• Alert notifications by SMS or Email through our Transaction Notification Service
• Cash withdrawals on over 300 Keystone Bank and other Banks’ ATMs nationwide using the Keystone Bank Debit Card

• No minimum opening balance. However, it is advisable to get funds that will cater for debit card and cheque booklet
• No minimum operating balance
• Current account maintenance fee of ₦1 per mille for every ₦1,000 debit transaction
• Issuance of cheque booklet valid for clearing
• Issuance of Verve and MasterCard debit cards
• Account can be used to access loans (Terms &Conditions apply)
• No limit to number of withdrawals
• Access to e-banking services e.g. Mobile Banking and Internet Banking on request
• Alert notifications by SMS or email through our Transaction Notification Service
• Cash withdrawals on over 300 Keystone Bank and other Banks’ ATMs nationwide using the Keystone Bank Debit Card

• No opening balance
• Minimum operating balance of N500
• Competitive Interest Rate
• No monthly maintenance fee
• Access to e-banking products – Debit cards and USSD
• Maximum single deposit of N50,000
• Maximum cumulative balance of N300,000
• Account available to Nigerians only

• No opening balance
• Minimum operating balance of N500
• Competitive Interest Rate
• No monthly maintenance fee
• Access to e-banking products i.e. debit cards and USSD
• Maximum single deposit of N100,000
• Maximum cumulative balance of N500,000
• Account available to Nigerians only

• Account can be opened in child’s name by parents, family friends, NGO, etc.
• Opening and minimum operating balance of ₦500
• Competitive Interest Rate
• Saving with ease via a Standing Instruction from parents’/guardians’ account
• Access to E-banking products - Cards, USSD, Mobile banking & Internet banking
• Allows lodgment of cheques and dividend warrants
• Safe and secure opportunity to build funds for future use

• Minimum opening balance of N500
• No operating balance required
• Competitive Interest Rate
• Issuance of Verve and MasterCard debit cards.
• 50% discount on issuance of first debit card
• Maximum monthly turnover of N2,000,000
• No limit to number of withdrawals
• Access to e-banking services e.g. Mobile Banking and Internet Banking on request
• Alert notifications by SMS or email through our Transaction Notification Service
• Cash withdrawals on over 300 Keystone Bank and other Banks’ ATMs nationwide using the Keystone Bank Debit Card

• Opening balance of N5,000 for individuals, and N10,000 for businesses
• Minimum balance of N5,000 for individuals, and N10,000 for businesses
• Competitive Interest Rate
• Zero maintenance fee
• Issuance of Verve and MasterCard debit cards
• Issuance of non-clearing cheque booklets
• Allows lodgment of clearing cheques & dividend warrants
• Third party withdrawals using cheques not valid for clearing
• Access to E-banking products - Cards, USSD, Mobile banking & Internet banking
• One reference required

• No opening and operating balance
• Clearing cheque book for Paytime Current account
• Current account maintenance fee of ₦1 for every ₦1,000 debit transaction for Paytime current
• Easy access to Consumer Finance Facility (Terms and Conditions apply)
• Lodgment of third-party cheques and dividend warrants into account
• Competitive Interest Rate
• Access to e-banking services e.g. Mobile Banking and Internet Banking on request
• No restriction on number of withdrawals

• Opening balance of N20,000
• Minimum balance of N20,000
• 2% discount on Interest rate for women owned business
• Monthly fixed charge of N1,000
• Issuance of customized Pink MasterCard
• Issuance of personalized cheque books (valid for clearing)
• Lodgment of clearing cheques & dividend warrants into account.
• Third party withdrawals using cheque books.
• Access to E-banking products - Cards, USSD, Mobile banking & Internet banking
• Available for individuals and businesses
• Access to Capacity building and mentoring sessions
• Access to Pink Network community & E-commerce platform
• Access to the Bank’s credit facilities (Terms and Conditions apply)

• Hybrid account (Current and Savings account features combined)
• Account is denominated in Naira, Pounds, Dollar and Euro
• Minimum opening balance of N10,000
• Minimum operating balance (USD100, GBP100, EURO 100 & NGN 10,000)
• Competitive Interest Rate
• No Account Maintenance fee
• Account can be opened as a joint account
• Accepts third party cheques (for naira denominated accounts only)
• Access to Internet Banking and Mobile Banking
• Access to third party withdrawals
• Access to VISA cards for foreign denominated accounts and MasterCard for Naira denominated accounts
• Bills Payment and Standing Order Instructions can be enabled.
• Telex charge of $25 or its equivalent in Pounds or Euro (for International Transfers)
• 0.5% transfer charges (for International Transfers)

• Zero minimum operating balance
• Competitive interest rates
• Cash Withdrawal – 0.05% of amount withdrawn
• 0.5% on transfer charge on transaction value
• Issuance of personalized nonclearing cheques
• Telex charge of $25 or its equivalent in pounds or euro
• No Account Maintenance fee
• No restriction on number of withdrawals
• Access to Keystone Bank Visa debit/credit card
• Access to safe and secure E-Banking services & Channels - Mobile Banking, Internet Banking for international and local funds transfer
• Lodgments of cash in foreign currency
• Withdrawal of cash in foreign currency
• Third party withdrawals across Keystone Bank network
• Opening balance is 100 units of foreign denominated currencies of EUR, GBP, or USD

Terms and Conditions:

• Minimum operating balance is N250,000.00 only (Two Hundred and Fifty Thousand Million Naira only)
• If customer withdraws more than four times in a month, interest is forfeited
• If customer balance is below minimum operating balance, interest will be paid at the rate of the generic savings account