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You need banking solutions that suit your lifestyle? We deliver.

Keystone Bank provides a variety of innovative products and services to meet your personal lifestyle needs plus helpful expertise to make your banking experience better and your financial goals for the future more attainable.


Personal Savings Account

Personal Savings Account

The Keystone Bank Savings account is available for

The Keystone Bank Savings account is available for individuals to save towards a goal and get rewarded with interest. With the Keystone Bank Savings account, banking can be done anytime and anywhere.

Features
  • Minimum opening balance and operating balance of N500
  • Competitive Interest Rate
  • Issuance of Verve and MasterCard debit cards
  • No restriction on number of withdrawals
  • Access to e-banking services e.g. Mobile Banking and Internet Banking on request
  • Alert notifications by SMS or Email through our Transaction Notification Service
  • Cash withdrawals on over 300 Keystone Bank and other Banks’ ATMs nationwide using the Keystone Bank Debit Card
Requirements
  • Duly filled and signed account opening form
  • Valid means of identification
  • Documentary evidence of address e.g Utility bill
  • BVN
  • Passport photograph
  • Mandate card
  • Copy of valid ID of the signatory
Quick Save Account

Quick Save Account

The Quick Save Account is a savings account specifically

The Quick Save Account is a savings account specifically designed for customers with minimal documentation. The account is aimed at providing financial services to the unbanked and underbanked segment.

Features
  • No account opening balance.
  • Minimum operating balance of N500
  • Competitive Interest Rate
  • No monthly maintenance fees
  • Access to e-banking products i.e. debit cards and USSD
  • Maximum single deposit of N50,000
  • Maximum cumulative balance of N300,000
  • Account available to Nigerians only
Requirements
  • Duly completed account opening form
  • One passport photograph
  • Customer’s Bank Verification Number (BVN)
Quick Save Plus Account

Quick Save Plus Account

The Quick Save Plus Account serves as an advanced variant

The Quick Save Plus Account serves as an advanced variant of the Quick Save Account. It is targeted at financially excluded persons who are able to provide a valid form of identification.

Features
  • No account opening balance
  • Minimum operating balance of N500
  • Competitive Interest Rate
  • No monthly maintenance fees
  • Access to e-banking products i.e. debit cards and USSD
  • Maximum single deposit of N100,000
  • Maximum cumulative balance of N500,000
  • Account available to Nigerians only
Requirements
  • Duly completed account opening form
  • One passport photograph
  • Verifiable means of identification
  • Customer’s Bank Verification Number (BVN)
Future Account

Future Account

The Keystone Future Account is a savings account for kids

The Keystone Future Account is a savings account for kids and teenagers. It is designed to help parents/guardians plan for the education of their children or wards. This account also helps in building a savings culture amongst children. The Future Account comes in 2 variants: Future Kids: Age 0 – 10 years Future Teens: Age 11 – 17 years

Feature
  • Account can be opened in child’s name by parents, family friends, NGO, etc.
  • Opening and minimum operating balance of ₦500
  • Competitive Interest Rate
  • Saving with ease via a Standing Instruction from parents’/guardians’ account
  • Access to E-banking products - Cards, USSD, Mobile banking & Internet banking
  • Allows lodgment of cheques and dividend warrants
  • Safe and secure opportunity to build funds for future use
Feature Pink Current
  • Duly filled and signed account opening form
  • Valid means of identification of Child/Ward
  • Documentary evidence of address
  • BVN of Parents/Guardians,
  • Visitation report and KYC form
  • Passport photograph of Child/Ward and Parents/Guardians
  • Mandate card
  • Copy of valid ID of the signatory
Evolve Savings Account

Evolve Savings Account

Take the first step towards your financial independence by

Take the first step towards your financial independence by opening a Keystone Evolve Savings Account. The Keystone Evolve Savings Account is specifically designed for students in Tertiary Institutions as well as NYSC Corp members to help make the most of their funds.

Features
  • Minimum opening balance of N500
  • No operating balance required
  • Competitive Interest Rate
  • Issuance of Verve and MasterCard debit cards.
  • 50% discount on issuance of first debit card
  • Maximum monthly turnover of N500,000
  • No limit to number of withdrawals
  • Access to e-banking services e.g. Mobile Banking and Internet Banking on request
  • Alert notifications by SMS or email through our Transaction Notification Service
  • Cash withdrawals on over 300 Keystone Bank and other Banks’ ATMs nationwide using the Keystone Bank Debit Card
Requirements
  • Duly filled and signed account opening form
  • Student ID card/Corp Member’s ID card
  • BVN
  • Passport photograph
  • Mandate card
Savings Account Xtra

Savings Account Xtra

Savings Account Xtra is a savings account that functions

Savings Account Xtra is a savings account that functions like a current account. The product is designed for Individuals, Businesses, Clubs, Associations, Religious Organizations, Cooperatives and NGOs.

Features
  • Opening balance of N5,000 for individuals, and N10,000 for businesses
  • Minimum balance of N5,000 for individuals, and N10,000 for businesses
  • Competitive Interest Rate
  • Zero maintenance fee
  • Issuance of Verve and MasterCard debit cards
  • Issuance of non-clearing cheque booklets
  • Allows lodgment of clearing cheques & dividend warrants
  • Third party withdrawals using cheques not valid for clearing
  • Access to E-banking products - Cards, USSD, Mobile banking & Internet banking
  • One reference required
Requirements

Individual

Micro, Small and Medium Enterprises and trader

Corporate

  • Duly filled and signed account opening form
  • Valid means of identification
  • 1 completed reference form
  • Documentary evidence of address
  • BVN from customer
  • Passport photograph of the signatory
  • Mandate card
  • Copy of valid ID of the signatory
  • Duly filled and signed account opening form
  • Certificate of Registration
  • Form of application for registration of business name
  • Documentary evidence of address for the business
  • 2 completed reference forms
  • Passport photograph of each signatory
  • Mandate card
  • Copy of valid means of identification of the signatory
  • Tax Identification Number
  • BVN from customer
  • SCUML certificate (DNFBPs only)
  • Duly filled and signed account opening form
  • BVN from signatories
  • Documentary evidence of address for the company e.g utility bill
  • 2 references (corporate entities only)
  • 2 Passport photographs
  • Valid means of identification of each signatory
  • Residence Permit (where applicable)
  • Certificate of Incorporation / Business Registration
  • Forms CO7 and CO2
  • Memorandum and Article of Association
  • Board resolution
  • Tax Identification Number
  • SCUML certificate (DNFBPs only)
Personal Current Account

Personal Current Account

The Keystone Current Account is available for individuals

The Keystone Current Account is available for individuals to carry out daily banking transactions seamlessly and conveniently, anytime and anywhere . Having a Keystone Current Account is an in-road into a vast array of services and benefits.

Features
  • Minimum opening balance of N10,000
  • No minimum operating balance
  • Current account maintenance fee of ₦1 per mille for every ₦1,000 debit transaction
  • Issuance of cheque booklet valid for clearing
  • Issuance of Verve and MasterCard debit cards
  • Account can be used to access loans (Terms &Conditions apply)
  • No restriction on number of withdrawals
  • Access to e-banking services e.g. Mobile Banking and Internet Banking on request
  • Alert notifications by SMS or email through our Transaction Notification Service
  • Cash withdrawals on over 300 Keystone Bank and other Banks’ ATMs nationwide using the Keystone Bank Debit Card
Requirements
  • Duly filled and signed account opening form
  • Valid means of identification
  • Documentary evidence of address
  • 2 references
  • BVN
  • Passport photograph
  • Mandate card
Growbiz Account

Growbiz Account

The Keystone Growbiz account is designed to meet the needs

The Keystone Growbiz account is designed to meet the needs of business owners i.e. Sole Proprietors, Partnerships and Limited Liability Companies. The product is available in two variants - Growbiz Gold Account (with minimum balance) and Growbiz Classic Account (No minimum balance). Furthermore, each variant is broken down into three key segments - Individuals, SME/Traders, and Corporates.

Features

S/N

FEATURES

GROWBIZ CLASSIC

GROWBIZ GOLD

1

Opening balance

SME/Traders – N/A

Corporates – N/A

SME/Traders – N50,000

Corporates – N250,000

2

Minimum balance

SME/Traders – N/A

Corporates – N/A

SME/Traders – N50,000

Corporates – N250,000

3

Monthly maintenance fee

SME/Traders – 1,700

Corporates – 2,500

SME/Traders – N/A

Corporates – N/A

4

International banking services

Access to international banking services

Access to international banking services

5

Cheque Book

Access to cheque book duly paid for

Access to cheque book duly paid for

6

Credit Facilities

Access to Credit Facilities (Terms and Conditions apply)

Access to Credit Facilities (Terms andConditions apply)

7

Advisory Services

Financial advisory service for business clusters

Financial advisory service for business clusters

Online marketplace to be delisted for now until the service is restored.

Requirements

Individual

Micro, Small and Medium Enterprises and trader

Corporate

Duly filled and signed account opening form

Valid means of identification

2 references (current account holders only)

Documentary evidence of address

BVN from customer

Passport photograph of the signatory

Mandate card

Copy of valid ID of the signatory


Duly filled and signed account opening form

Certificate of Registration

Form of application for registration of business name

Documentary evidence of address for the business

2 confirmed references

Passport photograph of each signatory

Mandate card

Copy of Valid means of identification

of the signatory

Tax Identification Number

BVN from customer

SCUML certificate (DNFBPs only)

Duly filled and signed account opening form

BVN from signatories

Documentary evidence of address for the company e.g utility bill

2 references (corporate entities only)

2 Passport photographs

Valid means of identification of each signatory

Residence Permit (where applicable)

Certificate of Incorporation / Business Registration

Forms CO7 and CO2

Memorandum and Article of Association

Board resolution

Tax Identification Number

SCUML certificate (DNFBPs only)

Paytime Account

Paytime Account

Paytime Account is an account designed for salary earners.

Paytime Account is an account designed for salary earners. It comes in Current and Savings account variants to suit your financial and lifestyle needs as a salary earner.

Features
  • No opening and operating balance
  • Clearing cheque book for Paytime Current account
  • Current account maintenance fee of ₦1 for every ₦1,000 debit transaction for Paytime current.
  • Easy access to Consumer Finance Facility (Terms and Conditions apply)
  • Lodgment of third-party cheques and dividend warrants into account
  • Competitive Interest Rate
  • Access to e-banking services e.g. Mobile Banking and Internet Banking on request
  • No restriction on number of withdrawals
Requirements
  • Duly filled and signed account opening form
  • Valid means of identification
  • Letter of Introduction from employer
  • BVN
  • Passport photograph
  • Mandate card
  • Copy of valid ID of the signatory
Domiciliary Account

Domiciliary Account

The Keystone Bank Domiciliary Account is a current account

The Keystone Bank Domiciliary Account is a current account denominated in foreign currency.

Features
  • Zero minimum operating balance
  • Competitive interest rates
  • Cash Withdrawal – 0.05% of amount withdrawn
  • Issuance of personalized non-clearing cheques
  • Telex charge of $25 or its equivalent in pounds or euro
  • No Account Maintenance fee
  • No restriction on number of withdrawals
  • Access to Keystone Bank Visa debit/credit card
  • Access to safe and secure E-Banking services & Channels - Mobile Banking, Internet Banking
  • Lodgments of cash in foreign currency
  • Withdrawal of cash in foreign currency
  • Third party withdrawals across Keystone Bank network
Requirements
  • Duly filled and signed account opening form
  • Valid means of identification
  • Documentary evidence of address
  • 2 references
  • BVN
  • Passport photograph
  • Mandate card
Pink Account

Pink Account

The Pink Account is an account designed specifically to

The Pink Account is an account designed specifically to meet the unique needs of our female professional and SME customers. This account provides features and benefits that ensure success in the home and business lives of women. There are two variants of this account: Pink Current and Pink Purse (Savings).

Features of Pink Current Account
  • Opening balance of N20,000
  • Minimum balance of N20,000
  • No current account maintenance fee
  • Monthly fixed charge of N1,000
  • Issuance of customized Pink MasterCard
  • Issuance of personalized cheque books (valid for clearing)
  • Lodgment of clearing cheques & dividend warrants into account.
  • Third party withdrawals using cheque books.
  • Access to E-banking products - Cards, USSD, Mobile banking & Internet banking
  • Available for individuals and businesses
  • Access to Capacity building and mentoring sessions
  • Access to Pink Network community & E-commerce platform
  • Access to the Bank’s credit facilities (Terms and Conditions apply)
Features of Pink Savings Account
  • Opening balance of N5,000
  • Minimum balance of N5,000
  • Competitive Interest Rate
  • Issuance of customized Pink MasterCard
  • Issuance of personalized cheque books (not valid for clearing)
  • Lodgment of clearing cheques & dividend warrants into account.
  • Third party over-the-counter cheque withdrawals (only in Keystone Bank branches)
  • Access to E-banking products - Cards, USSD, Mobile banking & Internet banking
  • Available for individuals and businesses
  • Access to Capacity building and mentoring sessions
  • Access to Pink Network community & E-commerce platform
Requirements

Individual

NGOs and Unincorporated Business

Corporates

Duly filled and signed account opening form

Valid means of identification

1 completed reference form

Documentary evidence of address

BVN from customer

Passport photograph of the signatory

Mandate card

Copy of valid ID of the signatory


Duly filled and signed account opening form

BVN from signatories

Certificate of registration

Mandate Card

Copy of rules/bye laws/constitution of the Club. Society or Association

Minutes of meeting/resolution of the Association/Club

Documentary evidence of address e.g utility bill

1 complete Reference form

2 Passport photographs

Valid means of identification of each signatory

Duly filled and signed account opening form

BVN from signatories

Documentary evidence of address for the company e.g utility bill

2 references (Corporate Entities only)

2 Passport photographs

Valid means of identification of each signatory

Residence Permit (where applicable)

Certificate of Incorporation / Business Registration

Forms CO7 and CO2

Memorandum and Articles of Association

Board resolution

Tax Identification Number

SCUML certificate (DNFBPs only)

Nigerians In The Diaspora Account

Nigerians In The Diaspora Account

Keystone Bank provides the trusted keys to connect with

Keystone Bank provides the trusted keys to connect with your homeland through the Keystone Nigerians in the Diaspora Account (NIDA). You can open and transact with an easy-to-use bank account from anywhere in the world. All correspondence is done online for your convenience. It comes in Current and Savings Account variants.

Diaspora Savings Account Xtra
  • Hybrid account (Current and Savings features).
  • Account denominated in Naira, Pounds, Dollar and Euro.
  • Minimum operating balance (USD100, GBP100, EURO 100 & NGN 5,000).
  • Competitive Interest Rate
  • No Account Maintenance fee
  • Account can be opened as a joint account.
  • Accepts third party cheques (for naira denominated accounts only)
  • Access to Internet Banking and Mobile Banking.
  • Access to third party withdrawals.
  • Access to VISA cards for foreign denominated accounts and MasterCard for Naira denominated accounts.
  • Bills Payment and standing order instructions available
  • Telex charge of $25 or its equivalent in Pounds or Euro (for international transfers)
  • 0.5% transfer charges (for international transfers).
Diaspora Current Account
  • Account is denominated in Naira only
  • Minimum operating balance of N10,000.
  • Accepts third party cheques and dividend warrants.
  • Allows cheque issuance
  • Access to Internet Banking and Mobile Banking
  • Access to MasterCard
  • Bills Payment and Standing Orders available
  • Account can be opened as a joint account
Requirements
  • Duly filled and signed account opening form
  • Notarized or sighted copy of proof of Identification (Scanned Data Page of Nigerian International Passport, NIN/NIMC Card, INEC Voter’s card or Driver’s License)
  • Notarized copy of proof of address (Scanned copy of Utility Bill, Rent Receipt, Credit Card Bill, Driver’s License, Bank Statement or Residence Permit)
  • Scanned passport photograph
  • Scanned signature
  • 2 completed reference form from Nigerian Banks (current account holders only)
DOM Extra Account

DOM Extra Account

Keystone Bank Domiciliary Extra Account is a foreign

Keystone Bank Domiciliary Extra Account is a foreign currency denominated account that is targeted at Limited Liability Companies.

Features
  • Account can be denominated in Dollars, Pounds or Euros
  • Minimum operating balance of 100 units of USD, GBP or EUR.
  • Issuance of personalized cheque books (not valid for clearing)
  • Zero transfer charge
  • Competitive interest rates
  • Access to Keystone Bank debit/credit card
  • Access to safe and secure E-Banking services & Channels - Mobile Banking, Internet Banking
Requirements
  • Duly filled and signed account opening form
  • Valid means of identification
  • Documentary evidence of address
  • 2 references
  • BVN
  • Passport photograph
  • Mandate card