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Our approach

Keystone Bank integrates Sustainability into its corporate strategy by consistently delivering financial solutions that address the needs of today while securing the well-being and prosperity of future generations through sustainable practices. Our aim is to be a leading bank in sustainable finance, fostering economic, environmental, and social well-being through innovative and responsible banking solutions.

Our sustainability approach is rooted in the globally recognized pillars; Environmental, Social, and Economic. However, to operationalize these, we have defined five strategic pillars that reflect our values, stakeholder priorities, and business context.


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Maintaining Ethical Business Practice

Sound governance practices are fundamental to Keystone Bank’s operations. These practices are essential for building trust and contributing positively to society.

Our robust risk management framework is designed to identify, assess and mitigate risks across all our business.

We uphold a strong culture of compliance with applicable laws and regulations. All our employees are required to read, understand and ensure compliance with the laws, rules and regulations.

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Enhancing Social Relationships

Our belief that everyone deserves the benefits of a modern connected life fuels our commitment to strengthening social relationships across all touchpoints, customers, employees, communities, and partners. Through these inclusive social relationships, we actively support the realization of many United Nations Sustainable Development Goals (UN SDGs).

We maintain continuous engagement with communities, regulators, employees, and customers to understand their evolving needs and expectations. This participatory approach ensures that our social impact is not only meaningful but also sustainable.

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Advancing innovative and inclusive banking

We continue to leverage digital transformation and strategic partnerships to bridge financial access gaps, especially among underserved and unbanked populations

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Strengthening commitment to sustainable finances

We are committed to financing responsibly and as such, we embed sustainability principles into our financing and investment decisions. This is to support projects and customers that create long term economic, environmental and social value.

We are intentional about supporting our customers on their Sustainability journey, as such we play a catalytic role through dedicated ESG advisory services to help them integrate environmental, social and governance considerations into their business model.

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Elevating Environmental Commitment and Resilience

As we embed ESG into our business operations, we recognize that environmental sustainability goes beyond compliance. We acknowledge that portions of our portfolio are exposed to carbon-intensive sectors, and are taking deliberate steps to support the transition to a more sustainable, climate-resilient economy Additionally, we undertake initiatives to reduce greenhouse gases, partner with stakeholders to support nature-positive initiative, and promote resource efficiency.

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Our Climate Journey

We recognize the urgency of climate action and are actively evaluating the science-based pathways required to align our portfolio and operations with climate resilient goals. We are committed to reducing our own carbon footprint and enabling our customers to do the same. This includes engaging, training & facilitating transition to low carbon economy, and climate resilient economy.

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