It is that time of year when everything looks tempting! Especially when you are exploring a new country.
Here’s how to keep your summer spending in check and still have the time of your life!
Instead of acting on every whim, write down everything you’d love to do or buy this summer.
Then, price them one by one. This helps you see what’s worth your coins and what’s better left on the mood board. Think of it as separating “must-haves” from “Instagram made me do it.”
Be honest with yourself. How much can you really spend without breaking the bank? Pick a number that covers your essentials (food, transport, accommodation) and your fun. Write down that amount and promise yourself that you will stick to it, no matter what!
Summer spending has a way of sneaking up on you, few payments here and there and the next thing, your account is on vacation too. To stay on top of your expenses, use a note on your phone, an app, or better still, the KeyMobile app where every transfer, and payment is logged. Your wallet will thank you!
Yes, it is good to have a budget and stick to it but it is okay to leave a small amount each month just for spontaneous plans, random cravings, or that “let’s just check out this new lounge” night. So, set aside that extra money so you can say yes sometimes without financial guilt.
Tempted to buy those N50,000 sandals you just saw online? Pause. Wait a day or two. Chances are, you’ll either find a better deal, forget about it, or remember that you have three other pairs you barely wear. Pressing the pause button saves you more money and some closet space!
Here’s the ultimate summer hack, travel with your Keystone Visa card! Sometimes, the reason you struggle with sticking to a budget is because you always carry cash! Instead, use your Keystone Visa Card or Visa Premium Card for your online and in-store shopping anywhere you are in the world. This will help you keep your money safe and spend less!
If you want to enjoy the many perks that come with owning a Keystone Visa Card, walk into the nearest Keystone Bank Branch today!