ONE QUARTER TO GO: YOUR GOALS ARE STILL ACHIEVABLE

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We’re in the final quarter of the year! Just three months to go before we start saying “Happy New Year” all over again. It feels like only yesterday we were setting those grand goals, save more, travel more, eat better, invest wisely, and maybe even start that business idea we’ve been nursing forever.

But if you’re looking at your list right now and feeling like time sprinted past you, take a deep breath. It’s not too late, infact, this is the part where you dig deep, refocus, and finish strong.

  1. Revisit your goals

Open that notebook or app where you wrote your 2025 goals. Look through each one and ask “Is this still important to me?” Sometimes our priorities shift, and that’s okay. The idea isn’t to stress about what didn’t happen, it’s to align with what still matters. If one of your goals was to grow your savings or start investing, the time to start is now, not “someday.”

  1. Break it down

You don’t need a miracle; you need momentum. Maybe you can’t save N500,000 before the year ends, but you can start with N10,000 weekly. You may not launch that business, but you can register your name, create a plan, or open a business account. Progress is progress, no matter the pace.

  1. Your money can still work for you

This last quarter is the perfect time to explore financial solutions that make your money go further and that’s where Keystone Bank comes in. Whether you’re looking to:

  • Save smartly with accounts like Evolve or GrowBiz (great for personal and business goals),
  • Access credit through the PayTime Account before payday rolls in, or
  • Invest and manage wealth with Keystone’s Wealth Management offerings and lots more…

The opportunities are right at your fingertips. It’s all about taking that small but intentional step toward financial freedom. You can walk into the nearest Keystone Bank branch to get started.

  1. Automate and simplify

Let’s be real, staying consistent with savings can be hard, especially when life gets busy. But with KeyMobile and *7111#, you can save, transfer, pay bills, or buy data anywhere, anytime. Automating direct debits via the KeyMobile app keeps you accountable with your savings, even on your laziest days.

  1. Don’t end the year drained

Finishing strong isn’t about doing everything. It’s about doing the right things. Prioritize your peace, stay focused on what’s achievable, and don’t forget to celebrate how far you’ve come.

Remember, it’s not over until it’s over. There’s still time to make your goals happen, to take charge of your finances, and to position yourself for a brighter 2026.