You want banking solutions that fit your life? Solutions that make it easier to do what you need to do and achieve what you want to achieve? We deliver. Keystone Bank provides a wide array of innovative products and services to meet your personal lifestyle needs plus helpful expertise to make your banking experience easier and your financial goals for the future more attainable. We are there with you through every phase of your life, through your personal milestones, the road to your achievements and much more. Whether it’s your child’s first savings account, your first home or your retirement plan, we offer personal banking products and services tailored to your needs today with the flexibility to grow with you. We’re here to help you every step of the way. We have a range of products and services available to individuals.

We operate savings and current accounts, a variety of lending options (personal loans, mortgages, lines of credit, etc.), and credit card services. We have features made possible by the advance of Internet technology, such as Internet Banking which allows the ability to view and interact with accounts online, make deposits and payments via phone or online service, or access automated teller machines (ATM) around the world any time of day or night 

Some of our Products are: The Keystone Bank Current Account: available for individuals, limited liability companies, sole proprietorships, registered business names, partnerships, non-governmental associations, clubs, associations, religious bodies and government parastatals, agencies and ministries.


Keystone Bank Transaction Notification Service (TNS) is designed to make banking easy, convenient and fast through SMS and email alerts to customers notifying them of the available balance on their accounts and stating details of every transaction, ranging from date and time of credit or debit to status of pending cheques or other funds transfer methods.
Please visit the Customer Service Desk at any of our branches to fill the TNS form.

The Keystone Bank Point of Sale (POS) terminal is a mobile device that enables cardholders make payments for goods and services without the use of physical cash. 

Features and Benefits include: 
• It is deployed at no cost to merchants.
• It operates via GPRS technology on the bundled SIM card or via LAN (local area network) – provided by the Telecoms / Switching companies.
• It is a collection tool for assisting our customers to collect payments from their clients in a safe and cash free atmosphere.
• Chip & PIN protected.
• It allows for payments of goods and services via foreign & Local Debit /Credit/Pre-paid Cards (Verve, Visa, MasterCard).
• Prints out receipt as evidence of payment.

Keystone Pay is a web-based self-service solution that enables organizations to make instant payments to beneficiaries nationwide, thereby eliminating delays due to bank scheduling and other constraints. 

Features and Benefits include:

• Online payment of salaries, bonuses, taxes, pension, etc from the comfort of your home.
• Salary & Contractor Payments (Single and Multiple Beneficiaries) are made instantly irrespective of domiciliation.
• Multiple Account viewing and flexible report writing tool for strategic decision making.
• Role based – Incorporates the maker-checker principle during a transaction cycle.
• Multi-currency capabilities (Naira, Dollar, Pound sterling and Euro).
• Multi-channel usage (POS, ATM, Web, Mobile) with high transaction success rate.
• Compliance with best security and legal standards.
• Increased capacity to prepare, plan and improve your staff productivity as well as track and monitor transactions real time.

For Whom: 

• Corporate Organizations.
• Government Establishments (MDAs) at all levels.
• Foreign Embassies.
• All Organizations with at least 5 employees.


• Completed Enrolment form.
• Corporate Bank Account.

Delivery Period: 48 hours upon submission of application. 

For enquiries, please call +234 700 2000 3000 or email us at

The Keystone Mobile App is a robust application designed to allow our esteemed customers perform banking transactions on their mobile phones. It also provides a platform for service and utility companies in Nigeria to get paid using mobile phones anywhere at any time.

Services available on Keystone Mobile are:
• Balance Enquiry.
• Mini Statement.
• Funds transfer (own account, interbank and intra-bank).
• Cable TV Subscription (DSTV, GoTV, Startimes).
• Internet Services (Swift, Smile, Spectranet, etc.).
• Utility Bills (PHCN, LCC, etc.).
• Airtime Top Up (All networks).
• PIN Change and Reset.

Kindly visit Blackberry App World, Google Play Store or IOS store to download and install the mobile app (Keystone Mbanking). Alternatively, please call 0700 2000 3000 or email us at


Keystone @ctiveNET is our safe and secure internet banking service which allows 24/7 access to your account from the comfort and convenience of your home, office, or any location worldwide using an internet enabled phone, tablet, personal computer or laptop.

Services on Keystone @ctivenet are:
•Balance Enquiry.
• Full and Mini Statement.
• Recharge and Bill payments.
• Funds transfer (own account, interbank and intra-bank).
• Standing order payments.
• Password reset.
• View loan profile/status. 
• Access to loan calculator.

Registered users can click the button below to log in to Keystone Internet Banking platform. For intending customers please call 0700 2000 3000 or email us at We are open 24 hours Monday through Sunday to handle enquiries. Click Login to Internet Banking