- Personal Banking
Personal Savings Account
To meet the dynamic needs of our customers, we offer the Keystone BanK Savings Account. .gif)
Money Transfer Services
Keystone Bank provides a convenient and secure way to send money anywhere.
Personal Current Account
Holding a Keystone Bank Current Account is an inroad into a vast array of services and benefits.
Internet Banking Service
Internet banking - feature designed to meet your every need realtime, anytime and anywhere!
NIDA-Diaspora Accounts
Nigerians living abroad can open & operate a bank account at home without coming home. .gif)
Presto Local Money Transfer
Presto is Keystone Bank's local money transfer service which anyone can use. - Business Banking
Open a Business Account
Holding a Keystone Bank current account is an inroad into a vast array of services and benefits.
Trade Finance & Business Credit
Get businesses finance for working capital to purchase inventory or equipment.
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Commercial Banking
We serve the customer bridge between the Retail and Corporate ends of the market.
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Corporate Banking
Our Experts work with you to design cutomised financial solutions that meet your specific needs.
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Utility Bills, Duties & Govt. Levies
Make payments for utility bills, Customs Duties & Other Govt. Levies in any of our branches.
- Ways to Bank
The Lagos Cashless Project
Learn more about the CBN “Cashless Economy” Project and how you can get easier and more convenient services.
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Registration & User Guide
Register to enjoy secure access on our cashless platform designed to meet your needs.
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Internet Banking
Our Internet banking Service is designed to meet the e-banking needs of our teeming Customers.
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Point-of-Sale (POS) Terminals:
Our aim is to provide you with alternative, more responsive and less expensive options.
- About Us
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Our Vision, Brand & Values
Inspired by the passion to serve you better we are driven by a simple focus.
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Our People
Led by an experienced team, we provide the environment for our people to give their best. About Keystone BankAt Keystone Bank we provide financial solutions that help you reach your goals.
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Corporate Responsibility
Keystone Bank’s engagement with the society is specifically focused at the youth. .gif)
News, Events & Photos
Contact Details, Press, Events, Photos and other information direct from Keystone Bank.
- Internet Banking
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The Lagos Cashless Project
The various economic and financial reforms in the country are designed to ensure Nigeria realises the benefits of the "Cashless Society".
“Cashless Society” refers to an economy where financial transactions are driven by electronic cards across various payment channels rather than the traditional physical office or "brick and mortar" office. These alternative channels include ATM, POS terminals, Mobile Phones and other Mobile Devices, Web, and various e-Corporate solutions often provided by regulated financial institutions.
Today in Nigeria, there are an estimated 10,000 ATMs, 15,000 POS Terminals and over 75 million mobile phone subscribers in the country, serving as a veritable foundation to build the framework for a cash-less economy.
The CBN Policy on reducing cash transactions in the economy is very apt and timely as the country marches steadily towards global relevance and reckoning and specifies the following regulatory and financial framework;
- The Cashless Banking Project which commenced in Lagos from January 1, 2012 as a pilot for later implementation in every State of the Federation was reviewed by the CBN in March of 2012 and is now to run through to December 31, 2012. This means that the Cash-less project for other states will take effect from January 1, 2013.
- Individuals and organisations are allowed free daily deposit and withdrawal limits of N500,000 and N3m respectively. This was increased from N150,000 for individuals and N1m for companies.
- Individuals or organisations who make cash transactions above the limits will be charged a processing fee starting April 1, 2012.
- Cash deposit transactions above the daily limits by individuals and organisations will attract a processing fee of 2% and 3% respectively.
- Cash withdrawal transactions above the daily limits by individuals and organisations will attract a processing fee of 3% and 5% respectively.
- Individuals or organisations who make cash transactions above the limits will be charged a processing fee of 3% and 5% respectively effective April 1, 2012
- Revenue Collection Accounts of Ministries, Departments and Agencies of Federal and State Governments are exempted from this policy.
- Banks are to cease cash in transit services rendered to merchant-customers as these would be replaced by CBN licensed CIT providers.
The impact of these measures are enormous hence Keystone Bank has put in place more transaction channels to provide services to customers outside the banking hall and to ensure our customers enjoy seamless transaction processing in Lagos State and in all the states in Nigeria.
To take advantage of our alternative banking channels and for support or other enquiry please call 01-448 5742, email contactcentre@keystonebankng.com or click here to see all our Cash-less Banking Services and Channels.
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