Commercial Banking

Target Market

The Commercial Banking Division provides specialized financial services to emerging conglomerates, top end small and medium enterprises. Our full range of banking services are designed with the strategic intent to provide financial and advisory support to these companies.

Commercial Banking serves the customer bridge between the Retail and Corporate ends of the market.

Our Service Promise
We support, guide and grow businesses by providing the necessary financial solutions for growth, while keeping in focus the business’ need for profitability and efficient liquidity management.

Sector Focus

• General commerce (Trading)
• Industrial and Agro-Allied chemicals
• Telecommunications 
• Manufacturing
• Downstream Oil and Gas trading
• Hospitality
• Building & Construction

Our Delivery Model

Our Financial Experts work with your firm to implement financial solutions that meet your set goals.
Our passion is to grow small and medium businesses into conglomerates.
We take the burden of selecting financial options off you so you can concentrate on building your business.

Products & Services
 

• Term Loans
• Finance Lease
• Equipment Lease
• Invoice Discounting Facility
• LPO Finance Facility
• Contract Finance Facility
• Asset Acquisition Facility                                                    
• Inventory Finance Facility
• Trust Receipt Facility
• Working Capital Finance
• Structured Trade Finance
•  

Our Other Services

• IGR Processing and Collections
• Cash Management Services
• E-Portal services
• Staff/Pension Biometric Solutions
• E-Banking /E-Revenue Services
• Bonds and Guarantees
• Current & Domiciliary Account Services
• Specific Global Markets Advisory
• Foreign Trade Mission Facilitations
• Distributor Finance
• Foreign Exchange Services